About
CTO · founding engineer · senior full-stack. Greenfield build or an existing codebase, running solo with AI agents or embedded in your team — I ship products that reach real customers and multi-million-dollar valuations, and make them hold up.

I'm Nicholas Howell — CTO, founding engineer, and senior full-stack developer. For 10+ years I've shipped products to real customers — greenfield builds and established codebases alike — and helped teams reach multiple multi-million-dollar valuations.
My honest framing for 2026: I've mastered AI as an accelerator — but mastering the tool is the easy half. The harder half is understanding what it produces — evaluating it, hardening it, and making it perform under real load and real scale. Point me at a blank repo or drop me into your existing product and team; either way you get someone who runs with AI agents and knows exactly what to do when they get it wrong.
01The receipts
10+ years building. Multiple multi-million valuations · 0 abandoned codebases. As CTO and founding engineer at AccountTouch I solely architected and shipped the whole platform — a cross-platform mobile app, a serverless backend, and a web portal, all Dockerized and in production.
Before that I helped scale a fintech startup from 3 people to 20+ and into a multi-million-dollar acquisition, embedded with client teams at Good Code, and have run my own studio — Pinnacle — since 2019.
The left rail is real work. The components inside are live — click through any of them, then flip from Preview to Code to read how it's built.
02What I'm not
An agency, a dev shop, or a body-leasing arrangement. You get me, my judgment, my agents, and the receipts.
03If you're building something
Drop a note in the message box below — bring the idea in whatever shape it's in. I'll tell you straight whether it's a six-week build or a six-month one — even if the answer is “you don't need me yet.”
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